Why You Should Get Pet Insurance

It’s impossible to see the future, like when or how your pets may become unwell or how much it will cost. Having a pet comes with expenses, and medical treatment is usually one. Although we consider dogs, cats, and other companion animals to be full-fledged family members, only 4% of dog owners and 1% of cat owners have pet insurance policies. Here are some reasons you should consider taking an insurance policy for your pet as a pet owner.

To begin with, it lowers the expense of emergency cases. Unexpected (and costly) veterinarian treatment is nearly challenging to anticipate – and all too common. One out of every three pets will require emergency treatment within a year. The expense of treating dog bites, fractures, and object ingestion can run into thousands of dollars. Likewise, a ligament repair in a dog can cost anywhere from $3,000 to $7,000, not counting X-rays, anesthesia, or aftercare. Given the small amount of money most Americans have set aside for an emergency, it’s frightening to consider what may happen to a family if they are suddenly faced with thousands of dollars in veterinary bills.

Pet insurance ensures you have peace of mind as well. Imagine not having to worry about finding money in the event of a calamity. Pet insurance allows you to treat your sick or injured pet with the most excellent medical option available, rather than limited by family funds. After the deductibles, most pet insurance policies reimburse up to 80% of costs.

Pet insurance coverage can be paid monthly, quarterly, semi-annually, or annually. You determine which payment method is most convenient for you. Most plans give you a discount if you have more than one pet in the house. This payment plan provides flexibility and might assist you in better planning for your pet. So, if you think about these benefits, why not insure your pets today?